ANALISIS PENGARUH BI RATE, INFLASI, JUMLAH UANG BEREDAR (JUB) TERHADAP CAPITAL ADEQUECY RATIO PADA NON DEVISA PERIODE 2010 SAMPAI 2014

Abstract

The purpose of the present study is to explain the influence  analysis of BI rate, Inflation and Spread money to the  Capital Adequacy Ratio (CAR) of Non Devisa banking in Indonesia period 2010-  2014. Macro economic variables in this research are measured by Bank Indonesia rate, Inflation and Spread money. The most important indicator in evaluating the capital adequacy ratio banking  performance   is   Indonesia rate .

The data  used in this study were obtained from published reported statements  of Bank Indonesia. Data analysis techniques used in this study is  multiple linier regression analysis.   During research period shows as variables and the data research was normal distributed. Based on test, multicolinearity, heteroskedasticity, and autocorrealation test classic assumption deviation has no found, this indicate that the available data has fulfill the condition to use multi linear regression model.

F-statistic at level of significance 5%. F test results showed that  simultaneous variable of BI rate, Inflation and Spread money have a significant  effect on CAR, 27 % and others explained by other factors.While the results of t test showed that partially, Inflation and spread money has negative and significant influence on CAR, while BI rate has positive and significant influence on CAR.

Keywords : BI Rate,   Inflation,   Spread money,   Capital Adequacy Ratio (CAR)