Analisis Transaksi Cryptocurrency Dalam Perspektif Maqashid Syariah: Studi Berdasarkan Fatwa MUI dan Implikasinya Terhadap Ekonomi Syariah

Authors

  • Maulidia Rohmatul Aini Universitas Islam Negeri Sunan Ampel

DOI:

https://doi.org/10.26418/jmi.v5i1.88141

Abstract

Abstract

Cryptocurrency transactions have become a global phenomenon that affects various sectors, including the Islamic economy. Cryptocurrencies such as Bitcoin offer a blockchain-based decentralized digital financial system that is free from central authorities. This study aims to analyze cryptocurrency transactions from the maqashid sharia perspective by referring to the Fatwa of the Indonesian Ulema Council (MUI) and evaluating its implications for Islamic economics. The method used is library research with a normative legal approach and qualitative descriptive analysis. Based on the study, the MUI Fatwa stipulates that cryptocurrency transactions must fulfill sharia principles, such as avoiding elements of gharar, maysir, and dharar, and not contradicting applicable laws and regulations, such as Law Number 7 of 2011 concerning Currency. This research found that cryptocurrencies treated as digital assets are acceptable for investment if they are used responsibly in accordance with sharia principles. In addition, this study highlights the potential and challenges of cryptocurrencies in supporting the growth of Islamic economics based on the principles of justice and the benefit of the people.

Keywords: Cryptocurrency, Maqashid Syariah, MUI Fatwa, Digital Transaction, Sharia Economy.

 

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Published

2025-06-10

Issue

Vol. 5 No. 1 (2025): Jurnal Muamalat Indonesia

Section

Articles

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