ANALISIS PENGARUH SOLVABILITAS, BIAYO OPERASIONAL DAN KREDIT MACET TERHADAP PROFITABILITAS PERBANKAN PADA BANK-BANK YANG TERCATAT DI BURSA EFEK INDONESIA (BEI) PERIODE 2011-2015

Abstract

The purpose of this research to influence mrngetahui CAR, ROA and NPL to ROA banking companies listed in Indonesia Stock Exchange (BEI) in the period 2011-2015.

The sampling method used is purposive sampling method. The population in this research that all banking companies currently registered Indonesia Stock Exchange (BEI) in the period 2011-2015. Of the population of 40 banks acquired 23 banks in the sample with the observation period for 5 years from 2011-2015. Data analysis technique used is multiple linear regression analysis.

The result showed   that the CAR and no significant positive effect on ROA so that the first hypothesis is rejected. BOPO a significant negative effect on ROA so that the second hypothesis is accepted. NPL and no significant positive effect on ROA so that the third hypothesis is rejected.

Keywords : ROA, CAR, BOPO, NPL