PENGARUH PERTUMBUHAN EKONOMI DAN INFLASI TERHADAP KREDIT PERBANKAN DI INDONEIA

Abstract

The title of this research is the effect of economic growth and inflation on
bank credit in Indonesia. This reseach aims to determine the effect of economic
growth in Indonesia and to determine the effect of inflation on bank credit rate in
Indonesia in 1984 to 2013. This research uses descriptive quantitative method by
using multiple linear regression model with Ordinary Least Square method (OLS),
as well as statistical analysis tools that is determination (R2), F test and t test to
test the hypothesis whether economic growth and inflation effect on bank credit
These results indicate that the negative effect on economic growth by
coefficient -0.247681 and significant, while the effect of negative inflation of
coefficient -5.38E-05 and not significant to the bank credit in Indonesia. The
coefficient of determination value by 0.743235, which means the amount of
influence exerted by the variable economic growth and inflation on bank credit in
Indonesia at 74%, while the remaining 26 percent are influenced by other factors
such as income, interest rates and unemployment
Keywords: Economic Growth and Inflation Effect on Credit Banking