THE INFLUENCE OF EDUCATION, NUMBER OF DEPENDENTS AND INCOME TO THE AMOUNT OF SAVING ON THE COOPERATIVE CREDIT UNION BANURI HARAPAN KITA IN THE DISTRICT OF BALAI BATANG TARANG

Abstract

This thesis entitled "The Influence of Education, Number of Dependents and Income
to the Amount of Savings on the Cooperative Credit Union Banuri Harapan Kita in the
District of Balai Batang Tarang" this study aims to analyze the influence of education,
number of dependents and income to the amount of savings on the Cooperative Credit Union
Banuri Harapan Kita. The method used is descriptive form of research used data analysis
Classical Test assumptions in linear regression analysis and test statistics, the sample used in
this study were 50 respondents.
Results of the analysis showed that (1) education is not significant negative effect on
the amount of savings (2) the number of dependents is not significantly negative effect on the
amount of savings (3) revenues significantly and positive influence on the amount of savings,
there is the influence of education, number of dependents and income simultaneously to the
amount of savings in the Cooperative Credit Union Banuri Harapan Kita in the district of
Balai Batang Tarang.
From the analysis of the data in this study showed that all three factors: education,
number of dependents and income can be accounted for 38.0% of total savings in the
Cooperative Credit Union Banuri Harapan Kita in the district of Balai Batang Tarang, while
the remaining 62.0% influenced by other factors such as service, the requirements /
procedures, facilities and location of the location. Where the other factors that most affect the
interest of saving money are the requirements / procedures.
Keywords: education, number of dependents, income, other factors and savings