PENGARUH PEMBIAYAAN MURABAHAH, MUDHARABAH, DAN MUSYARAKAH TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA TAHUN 2010-2014

Abstract

Abstract
This study aims to determine the effect of murabaha financing, Musharaka and
mudaraba to profitability Bank Syariah period 2010-2014. The results of this study indicate
that the financing murabaha proxied by Return on Assets (ROA) positive effect on the
profitability of Islamic banks in Indonesia. Financing profit and loss sharing negative effect on
the profitability of Islamic banks in Indonesia. Negative effect on profit and loss sharing
financing indicates that the financing provided is still productive and still less enthuses
mudharabah and musyarakah on Islamic banking.
Keywords: ROA (Return on Assets), Murabaha, Mudharabah, Musharaka.