MANAJEMEN RISIKO KOPERASI KREDIT CU LANTANG TIPO MENGATASI KREDIT LALAI DIKANTOR UTAMA SANGGAU

Abstract

Abstract

The research problem in the writing of this thesis was how the implementation of risk management to solve the Negligent Credit at the Credit Cooperative of CU LantangTipo, What were the factors that caused the Negligent Credit at the Credit Cooperative of CU LantangTipo, The data analysis was conducted on the transcript of interview.This research could be concluded that : It could be proved by the result of comparison test of the amount of Negligent Credit as stated on the comparison graph for the period of 2015 to 2016. The factors that caused the Negligent Credit at CU LantangTipo that consisted were the debtor's character, the member business of jam, the sick member and the national economy. However, the first is the debtor's character it was appropriate interview result that the researcher did to the chief internal audit and the risk management which stated that the main caused by the Negligent Credit was the negative customer's character and customer's business. The application of 5C analysis had been appropriate on the implementation and analyzing the giving of credit. It was consistent to the results of interviews with the chief of executive officer which stated that 5C analysis had been very effective.

Key Words: The Risk Management, Negligent Credit and 5C Analysis